Money disputes can be among the biggest conflicts in a marriage, so a lot of couples are opting to keep separate bank accounts in addition to a "household" account that's jointly owned and used to pay the bills. That way, each spouse retains control over their own money and a certain measure of financial autonomy from the other spouse.
Being the parent of a special needs child can be daunting and lonely. It may often feel like nobody quite understands exactly what struggles you're going through -- nor do they understand your fears for your child's future. After all, children with special needs eventually become adults with special needs.